I Bonds Rate May 2025. If you buy new i bonds (or i bond gifts) between november 1, 2024 and april 30, 2025, you’ll likely get around 3.10% for the first six months (1.90% variable + 1.20% fixed). This would mean that after a december rate cut, the fed would only be able to cut by 50 bps in 2025 if the fed is content with a 3% inflation rate.
For bonds issued november 1, 2024 to april 30, 2025. This would mean that after a december rate cut, the fed would only be able to cut by 50 bps in 2025 if the fed is content with a 3% inflation rate.